What we do...

We keep busy! Thanks to Wells Fargo Bank, we are able to create fun presentations to inform our community of the importance of financial literacy. More than 50% of US adults claim they are living paycheck to paycheck.* Only 38% claim they have an emergency savings.* You can help us BE THE CHANGE our community needs by becoming a volunteer, intern, or donate to our cause by clicking DONATE below. PLUS, see what we can do for you by clicking STLC button below.


UPDATE! Are You Falling For a Scam Right Now? June 1, 2020

In 2019 alone we have lost more than $142 million dollars in scams. More than 11% of those scammed reported detrimental financial losses. This year we are already a quarter of the way there. What scams did most people fall for? Is there a way to prevent this? Are you falling for a scam right now?

Track Scams in Your Area
Verify Legitimate Websites
Register Your Phone Number on the DO NOT CALL LIST

How To File A Complaint
Consumer Sentinel Network Data Book 2019
Click FTC DATA button below

UPDATE! Take Your Credit From Zero to Hero MAY 25, 2020

Around 45% of Texans have a credit score below 680. Although scores lower than 680 still get you approved, you do pay higher interest rates. What many do not know is that there are ways to improve your credit on your own. In this webinar we will show you how to take your Credit from zero to hero! CONGRATS TO OUR WINNER YADIRA RIVERA FROM BROWNSVILLE TX THE WINNER OF OUR $10 GIFTCARD!
Free credit report: https://www.annualcreditreport.com/index.action
How your score is calculated:
Interactive Credit Report:
Credit Counseling:

UPDATE! Asset Allocation and Investment MAY 19, 2020

Sean Romero Investment Advisor Representative from Trusted Capital Group will be presenting a webinar talking about different types of investments and how to balance risk by utilizing asset allocation. Do not miss out on this informative webinar!
QA asked during webinar:
How much money do you need to start investing?
SEAN ROMERO: Depends on the agency but always ask for the minimum requirement.
Is investing a sure thing?
SEAN ROMERO: No. It is a risk, but with the right investment account you can create an investment portfolio that determines a risk that is right for you.
What is a good bond to invest in?
SEAN ROMERO: Try to diversify your portfolio. It is better to not put all your eggs in one basket. 

UPDATE! Credit MYTHS Debunked MAY 11, 2020

Join our live webinar where we will be debunking myths about credit. By separating facts from fiction, we are able to improve our credit using tips and tricks that really work. 
Check out our free game under SMART MONEY tab. Talking about credit with family and friends is beneficial because everyone learns something new! The websites we used to create this game are at the end of the FACT OR FICTION game so that you can create your own. By the way, we used CANVA.COM to create this game. 

UPDATE! Budget Strategies APRIL 28, 2020

In this webinar we will break down the top 3 most used budgeting strategies, how to use them, when to use them, why we need them and FREE PIZZA GIVEAWAY! Comment during the webinar or ask a question to enter to win the pizza giveaway! Free templates now available under SMART MONEY tab.

UPDATE! Beginner’s Guide to Money APRIL 20, 2020

Tips on Money Management that will show you how to read your pay stub, set financial goals, and open a bank account. Click link to watch webinar on Facebook.

Websites mentioned in webinar:
JOB SEARCH- Indeed.com
CR REPORT- Annualcreditreport.com

South Texas Literacy Coalition

The Financial Literacy Division of the South Texas Literacy Coalition offers internships, volunteer opportunities and financial literacy certifications in money, budget and credit management. We offer these courses at no cost to our community. 

Wells Fargo Bank Member FDIC

Our financial literacy impact would not be possible without Wells Fargo Bank. Thank you Wells Fargo for donating to our cause to help our community become better money managers and providing financial literacy information for everyone to use.